Homeowners Insurance

At Florida West Insurance we will find the best package for your insurance needs whether you are living in the home, the home is a rental, or the home is under construction.

Not all homeowners Insurance Is the same.

While most companies cover the dwelling, contents, and liability, there can be a big difference in coverage when it comes to pools, screen enclosures, equipment breakdown and water/ sewage back up just to name a few.

There are many ways to save money on home owners insurance without removing coverage’s.

For Instance, choosing higher deductibles, wind mitigation discounts for a new roof, hurricane shutters, central fire and burglar alarms, and living in a gated community are just a few of the discounts that can save you hundreds of dollars a year.​

Ways to Save Money on Your Homeowners Insurance

  • Proof of updates to electrical, roof, plumbing, and heating.
  • Higher hurricane deductibles—choose 2%, 5%, or even 10% to reduce rates
  • Wind Mitigation Forms
  • Hurricane Shutters
  • Burglar alarms (monitored)
  • Gated Community
  • Fire Sprinkler Systems (Condo owners)

Homeowners Insurance and What it Covers

  • The cost of rebuilding your home in the event of a loss such as theft, fire, or hurricane.
  • Contents of your home such as clothing, furniture, electronics, etc.
  • Living expenses if you are unable to live in the home during repairs.
  • Medical expenses if someone is injured, even if they are not a resident.
  • Legal defense for court and damages.
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