Homeowners Insurance
At Florida West Insurance we will find the best package for your insurance needs whether you are living in the home, the home is a rental, or the home is under construction.
Not all homeowners Insurance Is the same.
While most companies cover the dwelling, contents, and liability, there can be a big difference in coverage when it comes to pools, screen enclosures, equipment breakdown and water/ sewage back up just to name a few.
There are many ways to save money on home owners insurance without removing coverage's.
For Instance, choosing higher deductibles, wind mitigation discounts for a new roof, hurricane shutters, central fire and burglar alarms, and living in a gated community are just a few of the discounts that can save you hundreds of dollars a year.
Ways to Save Money on Your Homeowners Insurance:
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Proof of updates to electrical, roof, plumbing and heating.
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Higher hurricane deductibles—choose 2%, 5% or even 10% to reduce rates
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Wind Mitigation Forms
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Hurricane Shutters
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Burglar alarms (monitored)
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Gated Community
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Fire Sprinkler Systems (Condo owners)
Homeowners Insurance and What it Covers:
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The cost of rebuilding your home in the event of a loss such as theft, fire or hurricane.
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Contents of your home such as clothing, furniture, electronics, etc.
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Living expenses if you are unable to live in the home during repairs.
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Medical expenses if someone is injured, even if they are not a resident.
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Legal defense for court and damages.