Protect Yourself with Flood Insurance

  • 90% of Natural disasters are floods.
  • 98% of US Counties are impacted by floods
  • $43,000 is the average flood claim.
  • The average in 2017 after an active hurricane year with Harvey, Irma, and Maria were $91,735.
  • Average flood premium $700

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $43,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the
property’s flood risk.

Typically, there is a 30-day waiting period—from the date of purchase—before your policy goes into effect. That means now is the best time to buy flood insurance but with many private markets opening, so have your options.

Every year, Florida’s Coastline gets battered by 40% of all hurricanes that hit in the United States, so it only makes sense that we insure our property in the event of a flood.


Protecting Your Assets is Our Passion!

Federal Emergency Management Agency or better knows as FEMA only steps in when a disaster has been declared by the government and then you must apply for assistance, wait to be approved or denied. Once approved the maximum financial assistance to an individual or household is $34900. Keep in mind that $34900 is a loan from the government.

Many of the flood zones have changed and it could benefit you to get a new elevation certificate, or you
may now be in a higher risk flood zone but be grandfathered in to get flood insurance at a preferred

The rates for flood may be standard to some degree but not all agents are created equal in their knowledge. Virginia is our in-house ‘FLOOD GURU’ available to help you with all your flood questions!

Call us today for flood insurance!

Just remember that living in Florida insures that you DO live in a flood zone, so remember to call and get your free flood insurance quote today!


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