12749 W. Hillsborough Ave Suite A, Tampa, FL 33635


At Florida West Insurance we will find the best package for your insurance needs whether you are living in the home, the home is a rental, or the home is under construction.

Not all homeowners Insurance Is the same. While most companies cover the dwelling, contents, and liability, there can be a big difference in coverage when it comes to pools, screen enclosures, equipment breakdown and water/ sewage back up just to name a few.

There are many ways to save money on home owners insurance without removing coverage's.

For Instance, choosing higher deductibles, wind mitigation discounts for a new roof, hurricane shutters, central fire and burglar alarms, and living in a gated community are just a few of the discounts that can save you hundreds of dollars a year.

Ways to Save Money on Your Homeowners Insurance:

  • Proof of updates to electrical, roof, plumbing and heating.
  • Higher hurricane deductibles—choose 2%, 5% or even 10% to reduce rates
  • Wind Mitigation Forms
  • Hurricane Shutters
  • Burglar alarms (monitored)
  • Gated Community
  • Fire Sprinkler Systems (Condo owners)

Homeowners Insurance and What it Covers:

  • The cost of rebuilding your home in the event of a loss such as theft, fire or hurricane.
  • Contents of your home such as clothing, furniture, electronics, etc.
  • Living expenses if you are unable to live in the home during repairs.
  • Medical expenses if someone is injured, even if they are not a resident.
  • Legal defense for court and damages.

Homeowners Insurance