Automobile Insurance
At Florida West Insurance we have knowledgeable licensed agents who can provide you with the best available rates to match your specific needs.
25% of Florida Drivers are uninsured or underinsured!
Ways to Save Money on Your Auto Insurance:
- Having an email account
- Taking 55 mature driver course
- Paying in full
- Having good credit
- Owning your own home
- Having Continuous Coverage
- Having vehicle safety features
- Insuring multiple cars
- Being a good student
- Having higher limits
- Using Electronic Funds Transfer
Florida West Insurance Testimonial
Dianna, I would like to thank you and Virginia for all your help in our insurance needs. Not only did you save us over $700 a year in our Auto Insurance, but your help in my business insurance needs was wonderful. I called you one day and had it the next. Dale and I would like you to know that we speak very highly of your professionalism, attention to detail and last but not least your friendship. Your office knows our names and we are not just a number to you. Any chance I get I will recommend you and Florida West Insurance for all our friend's and family's insurance needs.
Very truly yours,
Karen Christensen and Dale Waguespack
Clearwater, Florida
Auto Insurance Necessities:
BODILY INJURY
Bodily injury pays for serious and permanent injury or death to others when you cause an accident. It also provides you with legal defense in the event you are sued by the injured party.
UNINSURED MOTORIST/UNDERINSURED MOTORIST (UM)
UM covers you if you are in an accident with someone who does not have insurance. UM also protects you if you are the victim of a “hit and run”.
MEDICAL PAYMENTS
Medical payments provides coverage for medical, hospital and continuing care expenses. This coverage is extremely affordable and is very important to people who do not have health insurance or a high deductible on their health insurance.
For more information on COLLISION COVERAGE, COMPREHENSIVE COVERAGE, or STACKED/NON-STACKED COVERAGE please contact us directly at 813-886-4446.
Homeowners Insurance
At Florida West Insurance we will find the best package for your insurance needs whether you are living in the home, the home is a rental, or the home is under construction.
Your home has a 26% chance of being damaged by a flood over 30 years compared to 9% chance of fire.
Ways to Save Money on Your Homeowenrs Insurance:
- Proof of updates to electrical, roof, plumbing and heating.
- Higher hurricane deductibles—choose 2%, 5% or even 10% to reduce rates
- Wind Mitigation Forms
- Hurricane Shutters
- Burglar alarms (monitored)
- Gated Community
- Fire Sprinkler Systems (Condo owners)
Homeowners Insurance and What it Covers:
- The cost of rebuilding your home in the event of a loss such as theft, fire or hurricane.
- Contents of your home such as clothing, furniture, electronics, etc.
- Living expenses if you are unable to live in the home during repairs.
- Medical expenses if someone is injured, even if they are not a resident.
- Legal defense for court and damages.