At Florida West Insurance our knowledgeable and experienced agents can guide you through the quagmire of auto Insurance as well. Although we are considered a No-Fault State, the rates are higher than most In the United States.
Did you know that around 30% of drivers in Florida are uninsured or underinsured? That means you have a great chance of being In an accident with someone who will not have the coverage necessary to repair your vehicle or cover your injuries.
Did you know that a family who has higher limits such as 100/300/100 for bodily injury and property damage will pay less than someone who is only carrying 10/20/10?
How can I purchase more insurance and cost less?
Insurance companies have many things they look for to decide what rate will cover your particular risk and they consider those people carrying the higher limits a better risk. Those people are buying the coverage they feel Is necessary for a worst-case scenario in the event they are in a car accident.
Bodily Injury
Bodily injury pays for serious and permanent injury or death to others when you cause an accident. It also provides you with legal defense in the event you are sued by the injured party.
Uninsured Motorist/underinsured Motorist (Um)
UM covers you if you are in an accident with someone who does not have insurance. UM also protects you if you are the victim of a “hit and run”.
Medical Payments
Medical payments provide coverage for medical, hospital, and continuing care expenses. This coverage is extremely affordable and is very important to people who do not have health insurance or a high deductible on their health insurance.
For more information on COLLISION COVERAGE, COMPREHENSIVE COVERAGE, or STACKED/NON-STACKED COVERAGE please contact us directly at 813-886-4446.
